721 Broadway Suite U45, Kingston, NY 12401
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Your hometown agency for commercial, home, and life! 

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Contractors
Home/Services /Contractors

Get your hard hat covered –
so you can keep building!

Whether you are an electrician, carpenter, plumber or jack-of-all-trades -- we work hard to help cover your business and offer coverages that expand your level of protection.  



Damage to Property
 

Protects your tools, equipment, buildings and other valuable assets from natural disaster, theft and other damage.


Liability
 

Helps pay for costs to defend and settle a variety of claims against your business including bodily injury, property damage and personal injury. 


Lost Business Income and Extra Expenses
 

Helps replace business income lost and can cover extra expenses you occur to get back in business (up to 12 months and up to the limits you select).  




Commercial Auto
 

Helps pay for claims resulting from accidents whether it is you or an employee driving a company vehicle.

Worker's Compensation Insurance
 

Helps replace lost wages and pay for medical treatment if an employee suffers a work-related injury (not available in all states). 





Commercial Umbrella
 

Essentially, this coverage picks up where your business auto liability or general liability coverage stops, providing extra protection against bodily injury and/or property damage.


Special Coverage Options

Installation, tools and equipment

Damage to equipment leased or rented by others

Designated construction projects general aggregate limit

Waiver of Subrogation

Care, custody and control of personal property

Primary non-contributory coverage

And, because the most important part of your business is you, we also provide:

Life insurance

IRA/Annuities


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