Whether you are an electrician, carpenter, plumber or jack-of-all-trades -- we work hard to help cover your business and offer coverages that expand your level of protection.
Damage to Property
Protects your tools, equipment, buildings and other valuable assets from natural disaster, theft and other damage.
Liability
Helps pay for costs to defend and settle a variety of claims against your business including bodily injury, property damage and personal injury.
Lost Business Income and Extra Expenses
Helps replace business income lost and can cover extra expenses you occur to get back in business (up to 12 months and up to the limits you select).
Commercial Auto
Helps pay for claims resulting from accidents whether it is you or an employee driving a company vehicle.
Worker's Compensation Insurance
Helps replace lost wages and pay for medical treatment if an employee suffers a work-related injury (not available in all states).
Commercial Umbrella
Essentially, this coverage picks up where your business auto liability or general liability coverage stops, providing extra protection against bodily injury and/or property damage.
Special Coverage Options
- Installation, tools and equipment
- Damage to equipment leased or rented by others
- Designated construction projects general aggregate limit
- Waiver of Subrogation
- Care, custody and control of personal property
- Primary non-contributory coverage
And, because the most important part of your business is you, we also provide:
- Life insurance
- IRA/Annuities